Capital District Community Loan Fund (CDCLF) is a nonprofit community development financial institution facilitating positive social and economic change throughout the Capital Region of New York State.  Since 1985, CDCLF has made over 480 loans to community and economic development projects, totaling over $22 million, and resulting in over 690 units of affordable housing created or preserved, over 140 minority and women owned businesses started or expanded, and over 850 jobs created or retained.  CDCLF also complements its lending activities with training and technical assistance services, helping to maintain a cumulative loan loss rate of less than 1.5% and a 100% repayment rate to all of its investors.